Home Buyers Checklist

What Do You Want or Need in Your Home?

Construction type?
  • Concrete block

  • Concrete poured.

  • Frame.

  • Combination.

 
Exterior?
  • Stucco

  • Panel.

  • Bricks.

  • Combination Stucco and stone.

  • Minimum number of bedrooms

  • Minimum number of bathrooms

  • Split bedroom or it doesn't matter

  • Do I need any extra rooms such as a study

  • What is the minimum square footage under air

  • How many car garage, car port or street parking.

  • How long does it takes to get to work

Utilities?
  • City water

  • Well water

  • Septic

  • Sewer

  • Doesn't matter

Type of neighborhood?
  • Out in the boonies

  • Partial boonies

  • HOA Community

  • Busy neighborhood with shopping, dining and all i can think of close by

Schools?
  • Elementary School

  • Middle School

  • High School

Other:

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Get Pre-approved

  • Are your finances in order and you have a credit score and good history of payments of debts that will enable you to get a pre-approval for a mortgage loan? (If not, in some circumstances we may be able to help you. Check with us).

  • Have you been with you employer or self employed or in your job industry for at least two years?

  • Does your debt to income ratio meet the guidelines of the type of mortgage loan that you want?

We suggest that you talk to a few lenders or mortgage brokers and ask these important questions and more that you may want to. It is very important to work with a lender or mortgage broker who not only provides you with the best deal available to you, but is also easy to work with and works hard for you.

Please bare in mind that the reason for the wants and needs list is because your finances may dictate just the needs and not the wants also. And that's ok, because that can come to you later.

Find Your Home with Your Realtor

While searching for your home, it could take days, weeks or even months. Don't get disheartened if it takes months, in our experience your next home may not even be listed yet, but it will be, very soon.

So now you have found the house that will become your home and we have to get it for you, seal the deal. Seal the deal is getting an executed contract in place after negotiating a good deal and the offer signed by buyer and seller.

PLEASE NOTE: It is important to make sure you find the right Realtor to work with and you stay as loyal to them as they are to you. Please understand that your Realtor works on commission, so if they don't do a good job for you and close the transaction, they don't get paid.

Your Realtor is highly motivated to do a good job for you working in your best interests and protecting you. They are not public servants and do not work for free. Please don't ask an agent to work for you and cut them out of your deal.

  • Would you go to your place of employment and work for free?

When you go to open houses give your agents card to the listing agent who is representing the seller.

A FSBO is representing himself, not you, so call your Realtor to make arrangements to show you the house. Remember, your Realtor is looking out for you.

Please do not call the list agent on a For Sale sign, it's your Realtors (buyers agent) job to give you the information and show your the house.

ALWAYS be open and honest with your Realtor about your wants, needs, expectations, not only in the home you are looking for, but in him or her too.

Please click on the buttons below

for documents to help guide you

Buyers Checklist