
A LIST OF DOCUMENTS REQUIRED BY LENDER
FOR MORTGAGE PRE-APPROVAL
This is a list of the most common documents the loan office or mortgage broker asks for. Each buyer’s circumstances are different/unique, so it may be a good idea to check with them before your appointment and use this list as a guide to check of the items to help you remember.
Identity
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Drivers license or some other form of photo ID
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Social security number
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Your full legal name and date of birth
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Addresses where you have lived for the past two years (may be more)
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Most recent bank statements (2 or 3 months checking, savings,)
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Proof of Pension and Social security payments (if applicable)
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Employers names and addresses for the past 2 years
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W-2 forms for the last 2 years
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Income amounts and sources
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Bonuses and overtime
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Source of funds and confirmation for any large deposits
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Pay stubs for the last 30 days
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Full federal tax returns (signed) for the last 2 years
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Child support income (optional) *
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Alimony or separate maintenance (optional) *
If self employed
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Business tax returns (signed) for the last 2 years
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Year-to-date profit and loss statement and balance sheet
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List of all business debts
Other circumstances
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Unresolved credit dispute information
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Information on debts such as credit cards, student loans, car loans
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Bankruptcy discharge documentation
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Divorce decree (if applicable)